Severe Weather Damage Scenarios

Major storms can be furious and frightening, and safety has to be your first priority. If your region has seen major problems, play it safe. If you think your home has been structurally damaged or if flood risk is a problem, keep your distance. Spend the night elsewhere until you're sure.

After the danger has passed, repairing and restoring your property should be the next priority. Below, learn about how different kinds of storms can cause unique damage.

Insurance for Storm Damage

Severe damage from the majority of storms is covered under home and business insurance policies, but the specifics change. The amount you are responsible for paying depends on your premiums and deductibles, the structure, how much damage there is, property values in your neighborhood and much more.

Most severe weather damage is covered, but filing right away is very important. If you delay, you could lose money now and pay more later.

Storm Damage Scenarios

  • Winter Storm Damage: Blizzards can cause roofs to fail, lead to broken trees and electricity poles, and cause other harm.
  • Hail Aftermath: Severe hail can bend and crack shingles and siding, leading to long-term leaks and compounding damage.
  • Wind Damage: This can rip off siding, shingles and even whole roofs, destroy glass, wreak havoc on trees and electric systems and more.
  • Tornado and Hurricane Damage: Circular wind storms can cause serious damage to all parts of your property, like catastrophic damage to landscaping, siding and windows.
  • Damage from Flooding: Floods can get into your building's foundation, ruin framing and finish work, lead to mold proliferation and much more.

Hire a Professional Storm Repair Team

It's necessary to repair the damage quickly, but the risk of danger is high. Before you do it yourself, get your insurer and a contractor on board. Call us for details.