What to Expect After Severe Weather Events
Major storms can be frightening and dangerous, and safety has to be your first priority. If your neighborhood has seen major problems, be careful. If you the risk of flooding or structural damage, keep your distance. Spending a few nights away is a small thing compared to your health.
After you make it through the storm safely, repairing and restoring your property should be your top priority. Read the information below about how various storm systems can cause specific problems.
Insurance Coverage
How much you get from your policy depends on policy specifics, the severity of harm to your property, the previous condition of the property and more.
Most storms are considered acts of God, which means that your insurance company can't single you out. That said, waiting too long to file can harm your chances of a fair payout, and neighborhood rates go up anyway following major weather events. Always file claims as quickly as possible so you don't end up with higher premiums and no benefits.
Storm Damage Scenarios
- Winter Storm Damage: This can collapse roofs, break branches and power poles, and much more.
- Hail Storm Aftermath: This can cause shingle and siding damage, leading to long-term leaks and compounding damage.
- Damage from Wind Storms: This can rip off siding, shingles and even whole roofs, destroy glass, wreak havoc on trees and electric systems and cause additional damage.
- Tornado and Tropical Storm Damage: Circular winds can completely destroy, like catastrophic damage to landscaping, siding and windows.
- Flood Damage: Water from floods can get into your building's foundation, ruin framing and finish work, lead to mold proliferation and cause other problems.
Seek Out an Experienced Damage and Remediation Professional
It's an absolute must to repair the damage as quickly as possible, but doing so can be dangerous. Before you try making repairs yourself, work with your insurance agent. Call us for more information.
