Damage Storms Can Cause
Severe storms can be furious and frightening, and you need to focus on safety. If your neighborhood has seen major problems, use caution. If you suspect structural damage or more flooding, keep your distance. Find another place to stay until you're sure.
After you make it through the storm safely, repairs and restoration should be next on your list. Below, learn about how different kinds of storms can cause unique problems.
Insurance Payouts
Coverage varies based on your neighborhood, your insurer, the amount of damage and additional factors.
Most storms are considered acts of God, which means that your insurer can't single you out for rate increases. But failing to file claims in a timely manner can harm your chances of a fair payout, and your whole neighborhood can see rate increases following severe storms. Always file claims as quickly as possible.
Storm Damage Scenarios
- Winter Storm Damage: Heavy snow can collapse roofs, break trees and electric systems, and cause other harm.
- Hail Damage: Severe hail can bend and crack shingles and siding, and that can mean roof leaks and compounding damage.
- Damage from Flooding: Water from floods can seep into foundations, ruin structures and possessions inside, lead to mold growth and much more.
- Wind Damage: This can rip off siding, shingles and even whole roofs, destroy glass, wreak havoc on trees and power grids and more.
- Hurricane and Tornado Damage: Circular wind storms can completely destroy, such as catastrophic damage to siding, roofs, landscaping and more.
Find an Experienced Contractor
It's an absolute must to repair the damage quickly, but don't put yourself in harm's way. Before you try making repairs yourself, get your insurer and a contractor on board. Contact us for details.
